I had an injury on my knee three years ago from playing basketball. It was an experience that I would never forget. After getting a rebound, I made a wrong landing that badly hurt my knee. I was then rushed to the hospital since I was not able to stand up and  it was excruciatingly painful. After some x-rays, my doctor recommended for an ACL (anterior cruciate ligament) surgery.  According to him, ACL injuries often occurs in sports activities. Because of my wrong and rapid landing from a jump, the anterior cruciate ligaments of my knees were injured, as well as the articular cartilage, and meniscus.


I stayed in the hospital for a few days. And when I was discharged, I was faced with dealing the bills. Luckily, my insurance policy covers ACL surgeries. It also includes the pre-surgical diagnostics and laboratory tests as well as the doctor’s fees, anesthesia, operating room expenses and rehabilitation and physical therapy appointments.

My insurance did not however, covered all my hospital bills. I was made to pay a portion of the cost amounting to $1,300. Somehow, I was relieved with having an insurance. Have I not any, I would have spent $50, 000 for ACL Surgery package that includes facilities, anesthesiologist, and surgeon’s fees.. Now that is something I cannot afford. In my case, I was brought to the hospital. I have learned though that ACL surgeries can also be done in outpatient and ambulatory surgery centers which are more affordable.

After care costs are also very high if you do not have an insurance. Physical therapy can cost $50 to $75 per hour. Cost of medical equipments like a knee brace and crutches would almost total  to $500. There will be medications too for the inflammation. In some instances, a patient would need for a second ACL reconstruction. Indeed,  the cost of ACL surgery is very high.

My ACL surgery was successful. I am now back to my normal routine. The experience was undeniably hurtful. However, that  did not stop me from playing my favorite sport.