Today, hospital overcharge billing errors are considered the biggest problem in America. Patients and their family members complain about the overpriced equipment charges, administrative fees and surgical procedure prices. Sadly, there are no existing laws to control hospitals and physicians from overcharging patient’s bill.
It is now our responsibility to do something to protect ourselves against overpriced hospital bills. In this article, we will discuss the eight powerful tips to prevent hospital overbilling.
Check the hospital bill from time to time
First thing to prevent overcharge billing is to check your hospital bill every now and then. By doing this, you can have the chance to complain to the hospital’s financial officer.
Write down all services rendered to you
Writing down all the services given to you is the best way to prevent overcharge bill since you can use it as evidence. You can also use it to compare with the hospital bill. Note: if you can’t do it on your own, assign a family member to do it.
Buy your own medicines
Overpriced medicine is common in private hospitals. They charged double, triple and even more from the original price. The best way to prevent this is to buy prescribed medicines outside the hospital. Note: make sure to notify the physician and nurses that you bought your own medicine.
Give exact information to avoid mischarges
Wrong personal information is the one of the most common reasons of hospital overbilling. If you are too weak to give your personal information such as name, date of birth, insurance and social security number, assign a family member to do it. Hospitals will not mind if you give wrong information. Also, identity theft is common in America. Make sure to secure your private information to prevent it.
Check your insurance benefits
After you get your insurance policy, it is always best that you read everything about it such as the insurance benefits. By doing this, if you are admitted in the hospital, you will be able to compare the insurance cover and hospital bill.
Ask for assistance from government
National Association of Attorney General can help you with your problem. They are responsible in protecting people from overcharged bills.
Hire a Medical billing advocate
Medical billing advocates or medical auditors are responsible in taking care of your bills. They audit and negotiate with the hospital’s financial officers to prevent overcharged bills. Hiring them will also allow you to sleep well at night during your hospital stay.